Apple Pay

Here to pay.

Apple Pay replaces your physical cards and cash with an easier, safer, more private and secure payment method. Use it online, in apps, and in stores. It’s the simple way to pay every day.

Add a card

Set up Apple Pay in seconds. Learn how

Faster and easier

using cards
or cash.

Privacy and security
built in.

Accepted on millions
of websites and apps.

Checkout is easier
online with Apple Pay.

It’s ready
and set.
Just go.

Setup in seconds. Apple?Pay is simple to set up. Just add your credit or debit card to the Wallet app on your iPhone and you’re ready to go. You still get all your card’s rewards and benefits — so you won’t miss out on any hard-earned points or?miles.

How to set up Apple Pay

Apple Pay is already on your device. Apple?Pay is built into iPhone, Apple?Watch, Mac, and iPad. No?separate app to download. No?complicated processes to complete. No?hassles.

Use Apple Cash with Apple?Pay. Apple Cash is a digital card that lives in Wallet — it stores the cash you receive or want to send.1 You can send money right in Wallet or Messages — pay your squad for brunch or chip in for a coworker’s gift. You can also spend it in stores, in apps, or online with Apple?Pay.

Does it all.

Grab from the
corner cafe. Load
up your app.
Order a new online.
Have delivered.

Subscribe to .

from a
vending machine.

And from the

Just look

or when
you check?out.

At stores and more. Apple?Pay is accepted at over 85 percent of retailers in the U.S., so you can likely use it wherever and however you want. If you’re not sure, just ask. Apple?Pay works anywhere that takes contactless payments — from vending machines and grocery stores to taxis and subway?stations.

Learn how to pay in stores with iPhone

In apps and online. Use Apple?Pay for purchases in Safari on your iPhone, iPad, or Mac. You can skip the lengthy checkout forms and pay with just a touch or a glance. Or use Apple?Pay to subscribe to services like Apple?Music, Apple?News+, and Apple?TV+, buy apps and games on the App?Store, and upgrade your iCloud?storage.

Learn how to pay online using Touch ID

Safe and


Personal data. Protected. When you make a purchase, Apple?Pay uses a device-specific number and unique transaction code. So your card number is never stored on your device or on Apple servers. And when you pay, your card numbers are never shared by Apple with?merchants.

Your purchases stay private. When you pay with a debit or credit card, Apple?Pay doesn’t keep transaction information that can be tied back to?you. And when you use Apple?Cash, information is stored only for troubleshooting, fraud prevention, and regulatory purposes.

Tap more. Touch less. Apple?Pay works right from your device, helping you avoid touching buttons and terminals, handling cards, and exchanging cash. So you keep your hands clean and are less likely to pick up?— and spread — germs.

Get started
Apple Pay.

Add a card

Questions? Answers.

  • You can use Apple?Pay to make purchases in stores, on websites, and in apps. It’s widely accepted, simple, safe, secure, and?private.

  • Apple Pay is safer than using a physical credit, debit, or prepaid card. Face?ID, Touch?ID, or your passcode are required for purchases on your iPhone, Apple?Watch, Mac, or iPad. Your card number and identity aren’t shared with merchants, and your actual card numbers aren’t stored on your device or on Apple?servers.

    When you pay in stores, neither Apple nor your device will send your actual card number to merchants. When you pay online in Safari or in apps, the merchant will only receive information you authorize to fulfill your order — such as your name, email address, and billing and shipping?addresses.

    When you pay with a debit or credit card, Apple doesn’t keep transaction information that can be tied back to you. And when you use Apple?Cash, information is stored only for troubleshooting, fraud prevention, and regulatory?purposes.

  • It’s simple. Just add a credit, debit, or prepaid card to the Wallet app on your iPhone. And remember to add your cards to any other Apple devices you want to use with Apple?Pay. It works on iPhone, Apple?Watch, Mac, and?iPad.

  • Apple Pay works with major credit and debit cards from banks around the world, with more added all the time. You can see all the banks that support Apple?Pay here. If your card does not yet support Apple?Pay, contact your bank for more?information.

  • No. Apple does not charge any fees when you use Apple?Pay — in stores, online, or in?apps.

  • Apple Pay works in countries and regions that support contactless payments. Confirm with your bank, and ask about any fees they may charge for overseas?usage.

  • If your business already accepts credit and debit cards, simply contact your payment provider
    to start accepting Apple?Pay. If you want to accept Apple?Pay on your website or in your app,
    visit Apple?Pay for?developers.

  • With Tap to Pay on iPhone, you can use an iPhone to accept contactless payments through an app supported by any of the participating payment service providers. No extra terminal or hardware is required.2 If you already have a payment terminal, contact your payment service provider to find out if it accepts contactless payments.

  • Download the Apple?Pay mark to use within email, on your terminal screen, on your website, and in your app. You can also order Apple?Pay decals to put on your storefront window and?register.

  • Apple?Cash is a digital card in Wallet that lets you send and receive money in Messages or Wallet. The?money you receive appears on your Apple?Cash card in Wallet. You can spend it however you like in?stores, online, and in apps with Apple?Pay.

    Apple Pay enables you to make secure, contactless purchases using Apple Cash, Apple Card, and any other credit and debit cards that you add to Wallet.


All your credit and debit cards,
transit cards, boarding passes,
and more. All in one place.

Learn more

Apple Card

The credit card reimagined —
with no fees, unlimited Daily?Cash

back, and helpful financial?tools.3

Learn more

Apple Cash

Use it to send and receive

money, and spend wherever

Apple?Pay is?accepted.

Learn more